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The explanation that comparatively small amount of money made a life-altering difference is that I might rigorously worked out the best way to spend it long earlier than that windfall got here my way. I was tempted to spend it in other ways, like buying a pair nights in a motel room with a bed, a bathroom, and better of all a locking door, or using it to go see a doctor. However these momentary luxuries wouldn’t have helped me in my plan.

A friend of mine bought an expensive coach bag and I kinda gave her a hard time about spending the money…however she actually made a …

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